Ret
Retirement Planning
Topic
N/A
Accuracy
Recent Predictions
Incorrect: 0
Pending: 53
Unrated: 1
Prediction
Author
Predicted at
Status
Video
Following the proposed investment strategy until age 60 is projected to result in 1.35 crore in savings.
"If you do this for your retirement by the age of 60, you will have ₹1.35 crore in the bank."
Jan 7, 2026
Pending
Individuals are encouraged to assess their financial score to identify areas for improvement in their financial planning and retirement readiness.
"If you watch your financial score or hammer financial score, uh trust me, you're probably not a five..."
Oct 20, 2025
Unrated
Saving 15% of gross income (including 401k) will put one on target for a comfortable retirement.
"But if you're able to hit this savings amount, then you are easily on target for a comfortable retir..."
Aug 5, 2025
Pending
Individuals who fail to save for retirement will likely face financial hardship in old age, and may become a burden on those who did make sacrifices.
"And then we have to give more for you. And it's I think you're definitely going to hate that I am pl..."
Jul 25, 2025
Pending
The speaker predicts that failure to save for retirement due to spending on vacations will lead to reliance on others and regret in old age.
"You're going to cry when you're 59 and a half or 65 and you didn't put any money aside for retiremen..."
Jul 25, 2025
Pending
Starting investments at age 25 can provide sufficient funds for safe retirement by age 45, with the corpus lasting for the remainder of one's life.
"If you start investing at the age of 25, you will have enough money by the age of 45 to retire safel..."
Jul 12, 2025
Pending
The 401k was not intended to be a complete retirement plan.
"I hate to break it to you, but your 401k was never designed to be your full retirement plan."
May 29, 2025
Pending
The creator of the 401k has stated it has failed because people are relying on it as their only retirement savings vehicle.
"In fact, the founder of the 401k has come out and said that the 401k has gone ary because so many pe..."
May 29, 2025
Pending
The 401(k) was intended as a supplement to, not the sole component of, a retirement plan, according to its founder.
"I hate to break it to you, but your 401k was never designed to be your full retirement plan. In fact..."
May 29, 2025
Pending
While a 401(k) is a good starting point, it is insufficient on its own for retirement planning; additional investments outside the 401(k) are necessary.
"So, if you have a 401k or something similar, great. It's a great place to start. Use it. But don't s..."
May 29, 2025
Pending
The speaker will explain how to calculate the amount of money needed for retirement and the required SIP amount to achieve those goals.
"how to determine how much money would you need for retirements absolutely simple way in which I am g..."
Apr 11, 2025
Correct
The speaker will explain how to calculate the amount of money needed for retirement and the required SIP amount to achieve retirement goals.
"how to determine how much money would you need for retirements absolutely simple way in which I am g..."
Apr 11, 2025
Correct
A savings rate of 15% or more of gross income is predicted to guarantee retirement on time or early.
"I think having a 15% savings rate will virtually guarantee you retire on time or even early"
Mar 19, 2025
Pending
With 5 crore rupees, one can confidently live until age 70, but not until age 90.
"if I have 5 crores GBT said you can live till the age of 70 with confidence you will not be able to ..."
Feb 21, 2025
Pending
A 90% success rate for retirement requires 12 crore rupees.
"if I want a success rate of 90 then I would need 12 crores"
Feb 21, 2025
Pending
To live until age 80, 85 crore rupees would be needed.
"for that also I would need 85 crores"
Feb 21, 2025
Pending
The 24-year-old teacher (Profile 1) is predicted to retire on time or earlier if he maintains his current financial habits.
"I feel like with the way his finances are going he has a really good chance of retiring on time if n..."
Feb 18, 2025
Pending
Failure to set up tax-advantaged retirement accounts could lead to having $500,000 less in retirement by age 65.
"a couple hours of work maybe just a little bit of effort on your end can mean the difference between..."
Nov 4, 2024
Pending
Retiring at age 50 with a monthly investment of ₹35,000 is projected to result in approximately ₹44 crore by age 85. The speaker later corrects this to ₹37,000 monthly leading to ₹7 crore, implying the ₹35,000 might have been a typo or miscalculation in the transcript, or the previous projection was for a different scenario.
"let's see 35000, yes this is done, right, let's see 36, I think 36 will be around 37, yes, let's mak..."
Oct 30, 2024
Pending
Investing ₹40,000 monthly and retiring at age 50 is projected to result in approximately ₹44 crore by age 85.
"let's see 40000, sorry, yes, now it will be around Rs 44 crore"
Oct 30, 2024
Pending
Investing ₹50,000 monthly and retiring at age 50 is projected to result in approximately ₹167 crore by age 85.
"let's see 50000, even then the money will be around Rs 167 crore"
Oct 30, 2024
Pending
Investing ₹60,000 monthly and retiring at age 50 is projected to result in approximately ₹302 crore by age 85.
"If we invest this 60000 then when we die, brother, we will have Rs 32 crore, Rs 302 crore"
Oct 30, 2024
Pending
Investing ₹45,000 monthly from age 25 to 40 is projected to provide sufficient funds to last a lifetime after retiring at 40.
"around 45 per month and you will have enough money to live your entire life."
Oct 30, 2024
Pending
An investment of ₹10,000 per month over 20 years (from age 25 to 45) would result in ₹24 lakhs invested, with projected earnings of ₹85 lakhs. The citation seems to refer to a different timeframe or amount, but the context of retirement planning suggests long-term growth. The provided citation is for 10 years, which yields ₹12 lakhs invested and ₹12 lakhs earned.
"If we invest for 10 years, then we would have invested 12 lakhs and on top of that we will earn 12 l..."
Oct 30, 2024
Pending
The speaker estimates that an individual aiming to retire at 35 and live until 85 would need to invest approximately ₹1.5 lakh per month.
"If you want to retire within 10 years at the age of 35. You have to invest around ₹ 1.5 lakh every m..."
Oct 30, 2024
Pending
Investing ₹500 monthly from age 25 to 45 is projected to result in approximately ₹65 crore by age 85.
"If we make this 500, when you die, you will have around Rs 65 crore."
Oct 30, 2024
Pending
The speaker indicates that retiring at 30 would require a monthly investment more than double that required for retiring at 35.
"If you want to do the same thing at the age of 30, which means I want to retire at 30, then this amo..."
Oct 30, 2024
Pending
Investing ₹61,000 monthly and increasing it by ₹5 annually is projected to result in approximately ₹4 lakh remaining by age 85.
"If you invest 61000 rupees every month and increase it from 5 rupees, then when you die at the age o..."
Oct 30, 2024
Pending
Investing ₹55,000 monthly is projected to sustain an individual until age 75.
"It will last till 75 years."
Oct 30, 2024
Pending
Investing ₹45,000 monthly is projected to sustain an individual until age 67.
"If you invest 45000, it will last till 67."
Oct 30, 2024
Pending
Retiring at age 50 and living until age 85, with a monthly investment of ₹37,000, is projected to result in approximately ₹7 crore by the age of 37 (this seems to be a misunderstanding in the transcript, likely meant to say 'by the time of death' or 'at retirement').
"let's make it 37, by 37 you will die with around Rs 7 crore"
Oct 30, 2024
Pending
The father is projected to have a retirement corpus of approximately 30-31 lakh rupees in 10 years, combining gratuity, provident fund, and equity investments.
"he would be sitting on around 30 lakhs of Corpus in 10 years when he retires"
Jun 29, 2024
Pending
Following a specific investment plan for 10 years, the father is projected to accumulate around 18.5 lakh rupees from equity investments.
"after 10 years he will have around 18 and A5 lakh rupees as the investment cus"
Jun 29, 2024
Pending
Investing 7,500 rupees monthly in PPF or EPF for 10 years is predicted to yield approximately 13 lakh rupees for the father.
"The remaining 7,500 if he invests in the public Provident fund gets around 7% he will then have arou..."
Jun 29, 2024
Pending
Proactive planning for 'mental retirement' is crucial to avoid having no direction or purpose as retirement approaches.
"you have to start thinking about what is this mental retirement that I want to have because if you d..."
May 31, 2024
Pending
Individuals who retire without a clear purpose or activities may experience rapid personality changes, depression, and physical health decline within months of retirement.
"immediately within months of them retiring you start to see this this immediate like change in the p..."
May 24, 2024
Pending
Individuals without hobbies who only know how to work and watch TV are predicted to face a passive and potentially unfulfilling retirement.
"if you have parents who don't have hobbies you know exactly what I mean because all they know how to..."
May 24, 2024
Pending
The traditional model of working until 65-70 and then retiring is predicted to lead to failure for most people.
"most people who are working for a traditional retirement meaning I'm going to work until I'm 65 70 a..."
May 24, 2024
Pending
An adage suggesting that early retirement can lead to a shortened lifespan, implying the importance of purpose beyond work.
"those who retire early die early"
May 24, 2024
Pending
Retirement is defined not by age, but by reaching a specific financial target that allows for financial freedom.
"retirement is not an age retirement is not 65 70 75 retirement is not an age it's a number how many ..."
May 24, 2024
Pending
A target of 30,000 per month passive income is considered insufficient for Germany, with a personal goal of 1.9 lakhs per month.
"if I want to create uh 30,000 per month passive income because that is nothing when you go to German..."
May 20, 2024
Pending
If you follow the 4% rule with a 50% stocks and 50% bonds portfolio, you will not run out of money in retirement, even during severe market downturns.
"as long as your portfolio is evenly split between 50% stocks and 50% bonds even in the worst stretch..."
May 2, 2024
Pending
Retirement planning should be based on desired lifestyle, not just government contribution limits for 401ks and IRAs.
"your 401k and Ira has limits and you got to make sure now that you're not investing your money based..."
Apr 14, 2024
Pending
Retirement planning should be based on desired lifestyle, not just government contribution limits for 401ks and IRAs.
"your 401k and Ira has limits and you got to make sure now that you're not investing your money based..."
Apr 14, 2024
Pending
Investing $1,000/month with a 10% annual return will take 23 years to reach $1 million.
"if you can increase how much money you invest for now you can invest $1,000 a month and you get the ..."
Mar 2, 2024
Pending
Investing $250/month with a 10% annual return will take 307 years to reach $1 million.
"if you can invest $250 a month every month and you can get an average 10% return a year... it will t..."
Mar 2, 2024
Pending
Investing $250/month with a 14% annual return will take 29 years to reach $1 million.
"if you can work to increase the return where now you're still investing at $250 a month but now you ..."
Mar 2, 2024
Pending
The speaker advocates for a 75/15/10 plan: spend a maximum of 75%, invest a minimum of 15%, and save a minimum of 10% of income.
"if you're subscribed to our Channel chances are you've heard me talk about our 751 1510 plan which s..."
Feb 11, 2024
Pending
A significant portion of the American population is not investing for retirement.
"half of America is not investing any money not a single penny at all"
Feb 11, 2024
Pending
Individuals should build their own retirement plans rather than relying solely on Social Security.
"building your own retirement plan instead of just solely relying on social security"
Nov 14, 2023
Pending